Disclosures for Sample Payment

• NOT ALL APPLICANTS WILL QUALIFY AS CERTAIN RESTRICTIONS APPLY. YOUR EXACT INTEREST RATE WILL DEPEND ON THE DATE YOU LOCK YOUR RATE. 7.75% (11.34% APR) IS CURRENT AS OF 01/26/2023. PAYMENT QUOTED IS BASED ON A 30-YEAR AMORTIZATION PAYMENT, 50% LOAN-TO-VALUE RATIO, WITH A FICO SCORE OF 780, $50,000 LOAN AMOUNT. PAYMENTS DO NOT INCLUDE PROPERTY TAXES OR HOMEOWNER’S INSURANCE. IF YOU HAVE A FIRST MORTGAGE LIEN, YOU MUST STILL MAKE THOSE PAYMENTS ON TIME. FORMAL APPROVAL WILL BE SUBJECT TO SATISFACTORY VERIFICATION OF CREDIT, PROPERTY CONDITION AND VALUE. ADDITIONAL RESTRICTIONS MAY APPLY.