Over the past 19 years, I've been honored to assist hundreds of families purchase and refinance their homes. I am dedicated to finding the right loan - with the best rates, terms, and costs - to meet my clients' unique needs. I pride myself on providing my clients with fair mortgage rates at reasonable prices, while keeping them informed and educated throughout the process. My goal is to be known as an honest local broker to ensure my clients refer me to their friends and family as well as return to me for any future lending needs.

I have learned that my clients value the following when searching for a loan consultant, and I strive to meet all of these requirements:

  • Someone who has extensive mortgage knowledge 
  • Someone who is honest and transparent
  • Someone who provides superior customer service
  • Someone who always answers the phone
  • And they want the best deal!
If you or someone you know is looking to purchase or refinance, please reach out to discuss available options and obtain a free, no-obligation quote!

Sincerely,

Ray Saggar
949-201-6998 cell
NMLS ID:  273893



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