Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.
We are committed to offering low mortgage rates while providing superior customer service every step of the way!
Company NMLS: 2333675
CA Finance Lenders Law License:
60DBO-163991
www.nmlsconsumeraccess.org
26 Via Nerisa
San Clemente, California 92673
Phone: (949) 201-6998
raysaggar@newpointhomeloans.com
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