No Credit / No Income loans

No Income and No Minimum Credit Score Needed!

No Credit / No Income loans

If your bank said no, give us a call!

  • Take a 2nd or 3rd Lien against your home
  • Loan Amounts $50,000 – $2,000,000
  • Loan-to-Value up to 70%
  • Stated Income offered for investment property business purpose, commercial loans, and owner-occupied properties.
  • Sample payment on a $50,000 loan would be $399 a month*

Disclosures

NOT ALL APPLICANTS WILL QUALIFY AS CERTAIN RESTRICTIONS APPLY. YOUR EXACT INTEREST RATE WILL DEPEND ON THE DATE YOU LOCK YOUR RATE. 7.75% (11.34% APR) IS CURRENT AS OF 01/26/2023. PAYMENT QUOTED IS BASED ON A 30-YEAR AMORTIZATION PAYMENT, 50% LOAN-TO-VALUE RATIO, WITH A FICO SCORE OF 780, $50,000 LOAN AMOUNT. PAYMENTS DO NOT INCLUDE PROPERTY TAXES OR HOMEOWNER'S INSURANCE. IF YOU HAVE A FIRST MORTGAGE LIEN, YOU MUST STILL MAKE THOSE PAYMENTS ON TIME. FORMAL APPROVAL WILL BE SUBJECT TO SATISFACTORY VERIFICATION OF CREDIT, PROPERTY CONDITION AND VALUE. ADDITIONAL RESTRICTIONS MAY APPLY.